Investor’s common queries
Find Answers to Common Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers.If you have a question that’s not addressed below, please contact Credibull Capital
If the market is significantly down, use this as an opportunity to build and accumulate positions in quality stocks at attractive valuations. It is always a good idea to stagger your investments over time – buy or add at significant dips, instead of investing large lumpsum amounts in one go.
If the market is significantly up, pat yourself on the back and hold tight. Big money is made through long-term investments. If you have a long enough investment horizon, there is no need to unnecessarily churn your portfolio. Time in the market is more important than timing the market.
If you are a long-term investor, pat yourself on the back and hold tight. If you are a short-term investor, you may book profits. But timing the market is risky and difficult if not impossible to do. So, it is better to invest with a long-term perspective.
If you are a long-term investor, as is advisable, you need to first revisit your investment rationale behind selecting the stocks in your portfolio. If the rationale still holds, use significant corrections as opportunities to accumulate quality stocks at attractive valuations. If you are a short-term investor, you should stick to your predetermined stop-loss conditions when trading.
It’s not about the number of funds. It is about the types of funds. If you invest in 5 large-cap funds, you will find a lot of overlapping securities between them. As a result, you will not achieve diversification by investing in these funds. Instead, you will end up paying the fixed fees 5 times. That is, obviously, not advisable. Instead, you should go for diversification between the types of funds – large-cap funds, mid-cap funds, commodity funds, fixed income funds, and so on.
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Such products are typically unadvisable because they tend to lack in both, insurance coverage and investment return. Instead, it is better to go for pure term plan and mutual funds separately. Calculator
It depends on a number of factors including your investment horizon (for how long can you leave your funds in the stock and not get constrained?), your risk-appetite (Add link to risk appetite calculator), and a number of other constraints. There is no “one size fits all” in investments.
No such guarantees are possible in investing. Anyone promising guaranteed returns or attempting to lure investors with exorbitant returns, is frankly, lying. And is also violating SEBI regulations for investment advisers. Greed is one of the worst enemies in one’s investing journey.
Cryptocurrency, at the moment, is extremely risky given the lack of regulatory clarity and oversight. Any new regulations or checks could lead to sharp corrections, possibly catching an investor on the wrong foot. Investing in cryptocurrencies comes with a very real possibility of losing capital. If one is okay with such extreme risk, they could consider investing in cryptocurrencies. But even then, appropriate risk-management tools including strict position-sizing and disciplined stop-losses should be followed.
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